On March 14th, it was reported that “currently, except for financial asset investment companies (AICs) under the five major banks, the vast majority of banks have not yet established such investment platforms. With the gradual introduction of encouraging regulatory policies, the number of such platforms is expected to increase. We are currently studying whether to establish AIC A senior shareholder told reporters. Recently, relevant policies have been introduced to further expand the pilot of AIC equity investment, expanding the scope of AIC equity investment to the provinces where the pilot cities are located, supporting eligible commercial banks to initiate the establishment of AIC, and supporting insurance funds to participate in related investments. Industry insiders have stated that in recent years, the banking industry has been referring to the concept of “investment loan linkage”, but due to factors such as compliance and business models, the implementation level is still relatively low, and there is a lack of representative project implementation. In the future, with the expansion of equity investment platforms and the improvement of the ecosystem, investment loan linkage is expected to further shift from planning and imagination to specific construction drawings. Experts believe that in the future, banking based equity investment platforms need to further address the balance between “risk return liquidity”, enrich long-term funding sources, and strengthen patient capital for “early investment, small investment, long investment, and hard technology investment”. (China Securities Journal)
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