On March 6th, according to a report by reporters, as of March 5th, 124 insurance companies have disclosed the overall comprehensive payout ratio of personal short-term health insurance for 2024, with a median of about 38.20%. At the same time, the comprehensive payout ratio of personal short-term health insurance for 65 insurance companies increased year-on-year, accounting for about 52.4%, while the payout ratio of 59 insurance companies decreased year-on-year. According to the interviewed experts, from the perspective of consumers and the standards of high-quality industry development, the overall payout ratio of short-term health insurance in the current industry is still relatively low. In the future, in order to improve the popularity of health insurance and increase its proportion in public medical expenses, insurance companies should focus on product key areas, strengthen innovation and research and development efforts, and develop more potential demands. (Securities Daily)
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