On February 25th, with its high performance, low cost, and open-source attributes, DeepSeek’s large model has attracted high attention from the fintech community. Several banks have launched in-depth research tests, and many banks have completed localized deployments. The chairman of a certain city commercial bank bluntly stated to reporters, “In the past, due to high costs, the application of AI technology in small and medium-sized banks was not very deep. However, the DeepSeek big model has changed this situation, and our bank is currently deploying this big model. By applying this technology, the loan business may be completely unapproved in the future.” After multiple investigations by reporters, it was found that the DeepSeek big model is bringing significant changes to the entire financial industry, including banks, including improving business efficiency, reducing business costs, strengthening risk control management, and accelerating ecological construction. Zeng Gang, director of the Shanghai Finance and Development Laboratory, stated that the application of AI technology in the financial field has entered a deep integration stage from the experimental stage. It not only provides reusable technology, but also introduces the entire industry into an intelligent, personalized, and efficient development track. (China Securities Journal)
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