On January 13th, at least 27 exclusive commercial pension insurance products have announced their settlement interest rates for 2024, which can be considered as the actual rate of return for customers. Among them, the settlement interest rate for stable accounts ranges from 2% to 4.07%, with an average of 3.18% and a median of 3.1%; The yield of the Enterprising Account ranges from 2.5% to 4.12%, with an average and median of 3.3%. Overall, 70% of the products have a settlement interest rate of 3% or higher. According to statistics, among the 27 products, there are 19 products with both types of account settlement interest rates of 3% or above. Looking at individual accounts, there are 20 products with a stable account yield of 3% or higher; There are 25 products with a return rate of 3% or higher on the Enterprise account.
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