On January 4th, Jinan Housing Provident Fund Center issued a notice on further optimizing housing provident fund policies, adjusting multiple policies such as the minimum down payment ratio and loan limit for provident fund loans. Among them, for employees who purchase two sets of self occupied housing and apply for housing provident fund loans, the minimum down payment ratio will be adjusted from 30% to 20%. The calculation of the housing provident fund loan limit has been increased from 15 times the account balance to 25 times; If the borrower’s loan limit calculated by the loan limit calculation method is less than 200000 yuan, they can borrow 200000 yuan.
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